In this paper, we have analyzed transmission time for WAP (Wireless Application Protocol) over Bluetooth using a multi-slot segmentation scheme. In order for SAR to improve the transfer capability, the transmission of messages have been simulated using a fragmentation scheme that begins with the total package and incremental fragmentation for each layer using the WTP (Wireless Transaction Protocol) to define the resultant packet size and the level of fragmentation for each proceeding layer. The data is divided into individual packets at the baseband level. This scheme decreases transmission time of L2CAP (Logical Link Control And Adaptation Protocol) baseband packets by sending packets that span multiple slots. From the results, we were able to obtain packet transmission time and optimal WTP packet size for WAP over Bluetooth in a Rician fading channel.