The extensive study and design of Body Area Networks (BANs) and development of related applications have been an object of interest during the last few years. Indeed, the majority of applications have been developed to operate at frequencies up to X band. However nowadays, a new growing attention is being focused on moving the study of BANs to higher frequencies such as those in V andW bands. The characterization of the on-body propagation channel is therefore essential for the design of reliable mm-wave BAN systems. However the classical methods (FDTD, MoM, FEM) commonly used at lower frequencies are not computationally efficient at mm-wave due to the large amount of mesh elements needed to discretize an electrically large geometry such as the human body. To overcome this issue, a ray tracing technique, generally used for characterizing indoor propagation, has been used to analyze a specific channel: chest-to-belt link. The reliability of this high frequency method has been investigated in this paper considering three different test cases. Moreover, a comparison of simulations and measurements, both performed on a body centric scenario at 94GHz, is also presented as well.