For designing the underwater transmission system using directly projected audible sound by underwater loudspeaker to prevent a diving accident and/or to give a working instrucion, it is important to estimate the transmission loss for a wall not onl for pure tones but also for wideband signal such as voice and noise. In this paper, two practical methods of evaluating the underwater insulation effect for a single wall are discussed. One is a reconfirmation that the mass law which is frequently used in air still explains the transmission loss in water. Because parameters such as surface density and sound velocity in the mass law are widely changeable depending on the depth in water, much complexity is involved in preparing a theoretical curve for every parameter. So to avoid such complexity, a unified parameter Φ(=ωm cos θ/2ρc) is introduced to describe the mass law. This newly presented curve as a function of Φ is in good agreement with all rearranged experimental data for every kind of plates. The other is a proposition of new evaluating method of insulation effect of a wall for a wideband signal, using an idea of (100-α) percentage point of the noise level probability destribution, Lα. Firstly proposed method is confirmed experimentally and secondly proposed method is confirmed by a simulation experiment.