In recent years, High-Altitude Platform Station (HAPS) has become the most interesting topic for next generation mobile communication systems, because platforms such as Unmanned Aerial Vehicles (UAVs), balloons, airships can provide ultra-wide coverage, up to 200km in diameter, from altitudes of around 20 km. It also offers resiliency to damage caused by disasters and so ensures the stability and reliability of mobile communications. In order to further integrate HAPS with existing terrestrial mobile communication networks in providing mobile services to users, radio wave propagation models such as terrain, vegetation loss, human shielding loss, building entry loss, urban/suburban areas must be taken into consideration when designing HAPS-based cell configurations. This paper proposes a human body shielding propagation loss model that considers the basic signal attenuation by the human body at high elevation angles. It also analyzes the effect of changes in actual urban/suburban environments due to the arrival of multipath radio waves for HAPS communications in the frequency range of 0.7 to 3.3GHz. Measurements in actual urban/rural environments in Japan and actual stratospheric base station measurements in Kenya are carried out to confirm the validity of the proposed model. Since the measured results agree well with the results predicted by the proposed model, the model is good enough to provide estimates of human loss in various environments.